Pricing Engine
10/27/2026 3:18:36 AM
Loan Purpose
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Purchase
Rate / Term Refinance
Cash-out Refinance
Residency
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U.S Citizen
Permanent Resident
Non-Permanent Resident
Foreign National
Occupancy
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Primary Residence
Second Home
Investment
Credit Score
Property
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Detached
Attached
Condominium
High Rise Condo
Detached Condo
PUD
Warrantable?
Yes
No
Purchase Price
Unit
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1 Unit
2 Units
3 Units
4 Units
Appraisal Value
Doc. Type
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Full Doc
VOE Only
1099 Only
P&L - Borrower Signed
P&L - CPA Signed
Bank Statement
DSCR
No Doc
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DSCR < 0.75
0.75 <= DSCR <= 1.00
1.00 < DSCR <= 1.15
1.15 < DSCR <= 1.30
1.30 < DSCR
Reserves:
48 Months
Pay Off Amt:
1st Loan
State
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Alaska
Alabama
Arkansas
Arizona
California
Colorado
Connecticut
District of Columbia
Delaware
Florida
Georgia
Hawaii
Iowa
Idaho
Illinois
Indiana
Indiana
Kansas
Kentucky
Louisiana
Massachusetts
Maryland
Maine
Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
North Dakota
Nebraska
New Hampshire
New Jersey
New Mexico
Nevada
New York
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Vermont
Washington
Wisconsin
West Virginia
Wyoming
2nd Loan
County
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LTV / CLTV
/
Self Employed
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No
Yes
DTI
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0 <= DTI < 43
43 <= DTI < 50
50 <= DTI
Interest Only
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No
Yes
First-Time
Home Buyer
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No
Yes
Impound
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Impound Tax & Insurance
Impound Tax Only
No Impound
Lien
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First
Second
Prepay Penalty
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No PPP
1 Yr PPP
2 Yr PPP
3 Yr PPP
4 Yr PPP
5 Yr PPP
Lock Period
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15-Day
21-Day
30-Day
45-Day
Financed Properties
0
1
2
3
4
5
6
7
8
9
10
11
21-Day Lock Only
:
WMB NO DOC 2
(ND2)
30-Day Lock Only
:
Easy VOE
(EzVOE)
, Easy P&L
(EzPNL)
, Easy 1099
(Ez1099)
, Easy Bank Statement
(EzBS)
,
DSCR II
(DSCR2)
, DSCR III
(DSCR3)
, FOREIGN NATIONAL DSCR
(DSCRFN)
, Portfolio Special ARM
(PSA)
The rate is based on
10/26/2026 9:05:00 AM
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